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Shaping a Nation essays

Shaping a Nation essays The United States of America is constantly changing. Each president makes changes that shape this country. Three presidents that made some of the most important contributions to our nations history were, George Washington, Abraham Lincoln, and Franklin D. Roosevelt. They were involved in the three most important wars fought by the United States of America. George Washington was a great president who led this country to independence. He fought the British until they surrendered. The United States won the war. Furthermore, he appointed people to counsel him in making decisions that helped form economic and social stability. As the first president, he created a pattern whereby all future presidents were given the opportunity to make their own improvements to the country, yet, allow a continuity of leadership. Abraham Lincoln came to the presidency in a time of turbulence. Although he faced hardships while in the office of president, he faced challenges before he was elected that helped him know how to cope with controversy. He was born into poverty, failed in business, and suffered a nervous breakdown. Also, he lost eight elections before becoming president. The Civil War had the power to divide this nation. Lincoln pulled these two sides together and helped them unite. He abolished slavery with the thirteenth amendment and managed to keep the southern states from seceding from the Union. Franklin D. Roosevelt was the president that brought the United States out of the great depression and positioned it as a superpower. His most significant contribution was introducing the New Deal. He also was the president to create social security. Roosevelt helped the Allies in World War II with the Lend-Lease Act, which allowed Britain to place orders on supplies and weapons without paying money. Roosevelt was the president that launched the United States into its ...

Maths Report Math Problem Example | Topics and Well Written Essays - 1000 words

Maths Report - Math Problem Example The results also indicated that the smaller engine size cars have a higher MPG as compared to the bigger engine size cars. In conclusion, there is a strong negative linear relationship between a car’s engine size and its MPG and a car with a bigger engine size has the lower MPG as compared to a car with a smaller engine size. We have been provided with the car sales data containing 99 records for car make, model, price (new), price (used), age, engine size and MPG. First, I numbered each row of data as 1, 2, 3, and so on and then I used random sampling method for selecting a sample of 30 cars data using Excel Sampling (DataïÆ'  Data AnalysisïÆ'  SamplingïÆ'  Random) as shown in below screenshot showing only first 15 car number out of 30. For the Hypothesis 1, the type of calculations I performed were mean, median, mode, minimum, maximum and range, so that I know the averages and measures of spread of the car’s engine size and cars MPG. The type of statistical diagrams I made were stem and leaf diagrams, so that I investigate the distributions of cars engine size and cars MPG and scatter graph for investigating the relationship between a car’s engine size and its MPG. For the Hypothesis 2, the type of calculations I performed were mean, median, mode, minimum, maximum and range, and also lower and upper quartiles, so as I know the averages, measures spread and five figure summary of cars MPG for both the smaller and bigger engine size cars. The type of statistical diagrams I made were cumulative frequency diagrams, so that I recalculate lower and upper quartiles and median value of cars MPG for both the smaller and bigger engine size cars, and boxplots for comparing cars MPG for both the smaller and bigger engine size cars. The average engine size of cars is about 1.69L. About half of the car’s engine size is under 1.8L and the most common engine size of cars is 1.8L. The range of the car’s engine size is 2.05L

3.4 Case Study Example | Topics and Well Written Essays - 1500 words

3.4 - Case Study Example This calls for very careful and prudent credit policies, to avoid losses when clients become bankrupt. The industry operated profitably from 1985 to 1988, but a considerable recession that hit the economy in 1989 caused instability. As a result, the trucking companies lost revenues as manufacturers were reducing their transportation requirements as they cut down their operations. In fact, most of the trucking companies became bankrupt and the few that survived the situation lowered their prices to remain competitive. Although the industry recovered from the recession in 1990s, the transportation industry in southern Ontario remained challenging as there were too many companies competing for few clients. By 2003, albeit the industry experiencing substantial growth, the profit margins remained very low since the prices were still very low. To survive with very low prices, the companies are forced to look for loans so they can operate at high volumes to increase their profits. Besides, the trucking companies maximize the time they spend on the road to increase sales so they can be able to repay the loans and their operating expenses. The Ministry of Transportation of Ontario (MTO) had introduced legislation that required all vehicles used by trucking companies to comply with strict safety standards. The ministry impounded any vehicle that failed to comply with these safety measures. Commercial Equipment Financing (CEF) carefully analyses its borrowers before approving loans, with the aim of increasing the recovery rate. This is particularly very important because the industry is undergoing very tough economic conditions and the chance of a company failing to repay the loan is very high. What CEF looks for can be summarized in terms of ‘4 C’s of Credit’ as analyzed below. The financial History of the borrower is referred to as

Choose an issue impacting your High School, Community, Country, or the Essay

Choose an issue impacting your High School, Community, Country, or the World and why it is important to you - Essay Example to balance the act by â€Å"affirmative action programs to help blacks, women and other minorities to get better jobs and education," although no clear-cut public opinion is available on â€Å"racial preferences.† Although people have made real progress in eliminating racial discrimination from all walks of life yet we can see that employment opportunities are limited for blacks, housing problems are more severe for belonging to another nation and race. African-Americans of the same qualifications are offered 25 percent less salary than their white counterparts while holding the same high school certificates. Similarly, Latino men earn 37 cents less in a dollar than their white co-workers. Women are also a victim of racial discrimination; they earn just 76.2 percent of what men earn. Discrimination among women employees happens at work places, as African American, Native American and Latino women are offered less than white and Asian American women. Discrimination is happening at national level in all opportunities, which are offered to whites more than to blacks. Other than employment and housing, education is also affected. People commit hate crimes and racial profiling is going without interruption. It is very pathetic that in the time of grief when communities were struck by natural disasters like Hurricane Katrina, the African Americans were made to suffer more than white community people. The road to race based discrimination does not come to an end there. This pervasive color based discrimination was also noticed in relocation of Katrina victims. As per the tests made by the National Fair Housing Alliance, bias treatment was made in the matter of relocation, favoring white people to blacks. Discrimination is also made in rental transactions, as in about 6 out of 10 rental contracts occupants were not favored because of their color. It has been noticed by the Urban Institute in a study that African Americans and Hispanics are not preferred by mortgage lending

Consumer Perspectives on Internet Banking

Consumer Perspectives on Internet Banking Research report Project title Some[MG2] problems about internet banking and consumers perspectives on internet banking[MG3]. Introduction Similar to the adopting of automatic teller machine, pay attention to economics change , coupled with advancements in technology, banks begin to think their use of traditional branches again and are looking at online banking services as the next new technology to reduce costs while maintaining or enhancing services to the customer[MG4]. However, whether all of people want to use internet banking[MG5]. A series of factors, such as the security of personal data, the difficult of using the internet and others are sure to play an important role in consumer’s attitude to internet banking. In this paper[MG6], i try to investigate the factors that affect an individual’s decisions to use online services and some problems that internet banking[MG7] has met by far. Critical Review of literature Security for internet banking[MG8] While it is acknowledged that Australian banks have a great record related to security of customer information, surveys shows that individual who using internet banking are weary about privacy issues such as data or code collected by hackers, whether personal information could be disclosure and use. Therefore, security is a big issue and it should be focus on. And haw to solve decrease the risk of security? According to NOIE[MG9], the security protections offered by banks and which customers participate should include careful reference to their Web sites in their publication Verification by the use of digital certificate Evidence of security protection displayed on the screen Protections of PINs and passwords On-screen and mouse operated keypads for sensitive information Virus protection At least 128-bin encryption Firewall implementation Stated limits to customer liability for unauthorised use of access codes In fact, the security framework has been investigated[MG10]. According to Labuschange[MG11], a developed framework for security is consists of a defined six-step process. Step1. List all the security requirements for an internet banking environment in general. Step2. Identify all participants and stakeholders involved in the internet banking process. Step3. Break down transaction into different autonomous actions. Step4. Map these identified actions on to the participants involved, which serve as o model for the internet banking. Step5. Use the information obtained in step 4 to determine the security requirements for a secure internet banking environment. Step6. Use these security requirements to develop the security architecture, comprising suitable security procedures, mechanisms and policy[MG12]. And it also[MG13] says Internet banking including three main areas of security which are the the user’s computer, banks and the internet , Actually, i think mobile should also put into because nowadays , mobile phone is also a functional devices which can also conduct many applications including e-banking. And many hackers have transfer their attention to the mobile[MG14]. Individual’s perspectives on internet banking Above all, we can see that the security of internet play an important role on people’s decision to choose internet banking. However, if it is the most important reason which affect people to use internet banking and if people still trust internet banking[MG15]. Actually, the following table embedded within the trust model can ensure the perspective of an individual about the issue of trust . [MG16] On the other hand, some studies have[MG17] investigated other factors why individuals select a specific bank. Important consumer selection factors include convenience, service facilities, reputation and interest rates. According to Delvin[MG18] , customers spend less time on activities such as go to a bank and therefore they want more convenience and accessibility. According to International Journal of Customer Studies, although the Internet is becoming more and more popular, it is still a new products to which lead to distrust by customers. It has six hypotheses of the customer’s attitude to internet banking. H1.speed of transaction of electronic delivery channels provides a competitive advantage for them H2. Difficulties in the use of the new technology prevent some customers from using it. H3. Many people believe that the traditional banking system work well and therefore the online presence of the bank is characterized as not necessary. H4.Internet banking costs include those associated with Internet as well as bank costs and charges. Cost influences consumers’ attitudes towards electronic services. H5. People who use electronic banking services have a higher education level than others. Education may be another factor that is characterized as important in a customer’s decision to use or not to use online services. H6. Many people complain about the lack of information concerning the new electronic channels that financial institutions use today. In conclusion, it identified that the most significant factors that affect the customers’ decisions are security, individual’s age, the difficulties of using internet, the lack of information concerning products and services provide to customers. Factors such as the speed of transactions or the cost of using the internet have little impact on an individual’s decision. Actually, with the development of technology, the use of internet is no longer a problem, as increasing number of people own their pc and start to use computer and internet. In addition, the information which can provide to customers by electrical channels such as email or message. Methodology I will use data collection[MG19] to analysis why people choose internet or not use it and i will do a survey research because this kind of research is determined as the systematic collection of data in order to explain or forecast the behaviours and decisions of a certain population. Furthermore, i will use a generalized regression model and tried to estimate the probability of an individual using or not using internet banking. This kind of methodology is to determine the important factors that affect an individual’s decision to use or not to use internet banking. Research plan[MG20] References[MG21] Department of Management Science Technology, Management Sciences Laboratory, Athens University of Economics Business, Athens, Greece,2006 Bomil, S. Ingoo, H. (2002) Effect of trust on customer acceptance of Internet banking. Electronic Commerce Research and Applications, 1, 247–263. Dobson, A. (2002) An Introduction to Generalized Linear Models, 2nd edn. Chapman Hall, London. Kambil, A., Kamis, M., Koufaris, M. Lucas, C.H. (2000) Influences on the corporate adoption of web technology Damien HutchinsonMatthew Warren, (2003),Security for Internet banking: a framework, Logistics Information Management, Vol. 16 Iss 1 pp. 64 73 Understanding Security in Consumer Adoption of Internet Banking 293-306. [CrossRef] Normalini M. K., T. RamayahUnderstanding Security in Consumer Adoption of Internet Banking: 685-698. [CrossRef] [MG1]Your title is very vague. Need to make it more focused. Your introduction is very vague. What is your main question? In your literature section. You are just listing different studies. Need to make some links and also why you have chosen them. Need to work on your writing skills. Learn Harvard method of referencing. Try to look at the examples that Tesfa has left on your course’s Moodle site. [MG2]Need to be more specific. Issues and concerns with internet baking †¦.. [MG3]Which country, what is your time period [MG4]Your first sentence is very long and confusing. Break it down to at least two sentences and clearly state what you intend to say. You are talking about the background? [MG5]Incomplete [MG6]research [MG7]which country and where. If you are looking at consumer behavior then it does vary from country to country; location to location; and different groups. [MG8]It would be better to state which range of theories or models you are going to look at, then try to develop different components such as security and others. [MG9]Publication date – Need to use Harvard in-text referencing. [MG10]Incomplete, not clear what you mean [MG11]Year of publication [MG12]Why have you used these two models/theories? How would they help you? [MG13]Who says? [MG14]This section is very confusing and muddled. It looks as if you can just copied a section from a textbook. You need to link it to your research question. [MG15]incomplete [MG16]where is the source? Very poor referencing. [MG17]Name them [MG18]Year of publication [MG19]This doesn’t make sense. Don’t just copy from textbooks. [MG20]Where is your word count? [MG21]Learn to use Harvard method/style of referencing

Charlie Chan :: essays papers

Charlie Chan Charlie Chan/ â€Å"Rush Hour† movies similar in actors playing similar characters, different in production values and tones. In both of the movies the black actors use coon characteristics. Whereas in Charlie Chan movies Mantan Moreland has the descriptive pop eyes that are mentioned in coon characteristics (Bogle72-74). He uses this high-pitched voice when he speaks (Bogle72-74). He also is shown in the movies when he dances in certain situations. He is known for one of the movies greatest clowns, And in many cases his comic relief is very sudtle. Chris Tucker one of the best comedians in this day and age. Tucker has been known also for his pop eyes (Bogle 72-74). In both of his movies, â€Å"Rush Hour† and â€Å"Rush Hour 2† he dances to varies types of music. He also has this high voice, that seems to be somewhat annoying (Bogle 72-74). He uses his dancing skills to bring laughter to the audience. Tucker is a natural clown in all of his movies; he clowns during serious situation, and constantly brings a joke to the problems that have arisen. Chris Tucker has his way of bringing comedy to the picture. In the movies that he has been pictured in has constant comedy. His comedy is everlasting and doesn’t stop for anything. Both Charlie Chan and Jackie Chan (Lee) play a detective in their films. Charlie Chan doesn’t speak very much English in his movies. He is very patient with his partner and the way that he handles things. His demeanor is set to be very intelligent, undercover, Low profile, and patient (Charlie Chan’s Secret 2). Jackie Chan also has some of the same characteristics as Charlie Chan does. In the movies, Jackie Chan has to always try to fix some of the problems that his partner creates. Most of the time when trying to solve certain cases, he likes to be the undercover, low profile officer, same as Charlie Chan. His demeanor is to never let his guard down, but at the same time keep focused on case. In Charlie Chan movies, which were made in the thirties and forties. The picture is made in black and white. At that time the color for these types of movies was not as popular. The running time of the movie was 60 minutes.